Toward the regulatory adequacy of usage-based insurance / Srivathsan Karanai Margan
Sumario: In order to assess the risk exposure for charging actuarially fair premiums, insurers seek the details about an insurable object and the critical conditions involved from customers. Insurers refer to a priori data at the time of initial contracting and include a posteriori data at the time of subsequent renewals. The data obtained provide them answers to questions pertaining to who, what, when, where, and why questions pertaining for qualifying and quantifying the risk.
En: Contingencies : American Academy of Actuaries. - Washington : American Academy of Actuaries, 2019-. - 07/01/2019 Año 2019 - January-February , p. 11-13