Pesquisa de referências

Health insurers´claims and premiums under the affordable care act : evidence on the effects of bright line regulations

Recurso electrónico / Electronic resource
Registro MARC
LDR  00000cab a2200000 4500
001  MAP20200009313
003  MAP
005  20200323165803.0
008  200323e20200302usa|||p |0|||b|eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎344.1
100  ‎$0‎MAPA20200006107‎$a‎Renfro Callaghan, Sandra
24510‎$a‎Health insurers´claims and premiums under the affordable care act‎$b‎: evidence on the effects of bright line regulations‎$c‎Sandra Renfro Callaghan, Elizabeth Plummer, William F. Wempe
5203 ‎$a‎The Affordable Care Act's medical loss ratio (MLR) provisions require that health insurers spend a minimum percentage of premiums on medical costs, thereby limiting administrative costs and profits. Analyses of annual MLR changes indicate that plans both below and above the minimum MLR manage their ratios toward the minimum standard. Our finding that plans with excess MLR manage their MLRs downward suggests that compliant plans exploit their MLR cushions, thus increasing profits while typically continuing to satisfy the MLR requirement. We show that 52 percent of noncompliant plans in a given year subsequently become compliant, while 14 percent of compliant plans subsequently become noncompliant.
650 4‎$0‎MAPA20080573867‎$a‎Seguro de salud
650 4‎$0‎MAPA20080626310‎$a‎Seguro de asistencia sanitaria
650 4‎$0‎MAPA20080590567‎$a‎Empresas de seguros
650 4‎$0‎MAPA20130012056‎$a‎Gastos médicos
650 4‎$0‎MAPA20090039223‎$a‎Provisiones técnicas para prestaciones
7001 ‎$0‎MAPA20200006176‎$a‎Plummer, Elizabeth
7001 ‎$0‎MAPA20200006183‎$a‎Wempe, William F.
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎02/03/2020 Volumen 87 Número 1 - marzo 2020 , p. 67-93