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Targeting weather insurance markets

Recurso electrónico / Electronic resource
Registro MARC
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100  ‎$0‎MAPA20210032769‎$a‎Mukherjee, Anita
24510‎$a‎Targeting weather insurance markets‎$c‎Anita Mukherjee, Shawn Cole, Jeremy Tobacman
520  ‎$a‎The suitability of insurance products often depends greatly on individual circumstances. This paper examines the challenges of heterogeneity in a relatively new product, weather-indexed insurance. This index insurance product has been launched in over a dozen countries, with the goal of enabling households engaged in agricultural activity a means to manage risk. Using data from a large-scale field experiment, we build and calibrate a model which accounts for household investment decisions, including the scope for self-insurance via labor markets to (risky) wage work. Our results show that insurance is most valuable to households with reduced access to wage labor, or to those who face wages that are sensitive to rainfall risk. These findings have important implications for areas where index insurance is most effective.
650 4‎$0‎MAPA20080586294‎$a‎Mercado de seguros
650 4‎$0‎MAPA20080574932‎$a‎Cambio climático
650 4‎$0‎MAPA20080598358‎$a‎Productos de seguros
650 4‎$0‎MAPA20080608392‎$a‎Riesgos meteorológicos
650 4‎$0‎MAPA20080553326‎$a‎Autoseguro
7001 ‎$0‎MAPA20210032776‎$a‎Cole, Shawn
7001 ‎$0‎MAPA20210032783‎$a‎Tobacman, Jeremy
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎01/09/2021 Volumen 88 Número 3 - septiembre 2021 , p. 757-784
856  ‎$y‎MÁS INFORMACIÓN‎$u‎mailto:centrodocumentacion@fundacionmapfre.org?subject=Consulta%20de%20una%20publicaci%C3%B3n%20&body=Necesito%20m%C3%A1s%20informaci%C3%B3n%20sobre%20este%20documento%3A%0A%0A%5Banote%20el%20titulo%20completo%20del%20documento%20del%20que%20desea%20informaci%C3%B3n%5D%0A%0AGracias