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Savings bank life insurance

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      <subfield code="a">Johnson, Donald R.</subfield>
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      <subfield code="a">Savings bank life insurance </subfield>
      <subfield code="c">Donald R. Johnson</subfield>
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      <subfield code="a">Illinois</subfield>
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      <subfield code="a">The attempt to market life insurance on a nonagency or over-the-counter basis is something which, for the most part, has not been successful. Nonagency insurers have come and gone. Other carriers of this type have had to convert to the agency system in an effort to survive. Of the few non agency insurers that have survived, one of the most success ful is that program developed by the mutual savings banks in Massachusetts, New York, and Connecticut. Known as savings bank life insurance, this program has been in exist ence since 1908. Despite this rather lengthy period opera tion, little is known of the manner in which the savings bank life insurance program functions. It is, therefore, the pur pose of this study to treat thoroughly the history of the move ment, its organization, and its operation. The undertaking of this work has of necessity required a considerable amount of help and cooperation from many people connected with, or interested in, the program. An especial debt of gratitude is due Carl F. Vietor, Jr., and Clar ence B. Plantz of the New York Savings Banks Life Insurance Fund; Walter E. Rapp and Arnold Yates of the Connecticut Savings Banks Life Insurance Fund; and Maynard W. Allard and Allan S. Beale of the Massachusetts Savings Bank Life Insurance Council. These men have graciously and courte ously endured numerous letters, telephone calls and personal visits. I am grateful to them, too, for reading through the manuscript and for the sound criticisms and suggestions that they have made. As a preface to further recognitions, the author would sub scribe to the aptness of the statement that to take from on man's work is plagiarism, but to take from the works of sev eral is research. Thus, in addition to the above-named men who have been so helpful in this study, the author gratefully</subfield>
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      <subfield code="a">Seguro de vida</subfield>
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