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Scale for tomorrow, today : the aging demographic pivot demands strategic P&C insurance transformation

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<title>Scale for tomorrow, today</title>
<subTitle>: the aging demographic pivot demands strategic P&C insurance transformation</subTitle>
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<publisher>Capgemini</publisher>
<dateIssued>2025</dateIssued>
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<abstract displayLabel="Summary">By 2050, demographic shifts will fundamentally transform P&C insurance. For the first time in human history, seniors will out number youth  with the global population aged 60+ growing by 72% while the under-20 population declines by 16%, outside of Africa. This historic transition will create unprecedented risk landscapes and demand new insurance business models.  This report explores how insurers can turn demographic change into a competitive advantage: a rapidly aging population is reshaping the global economy ; accelerate business model transformation: changing risk patterns require urgent innovation; scale for tomorrow, today: building capability for an aging, urban world</abstract>
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<topic>Mercado de seguros</topic>
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<topic>Tendencias</topic>
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<topic>Perspectivas del seguro</topic>
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<topic>Seguro de daños patrimoniales</topic>
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<topic>Envejecimiento de la población</topic>
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<topic>Productos de seguros</topic>
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<topic>Transformaciones demográficas</topic>
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<title>World Report Series 2025 Property and Casualty Insurance</title>
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