Insurance marketplace realities 2026

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      <subfield code="a">Introduction -- Property and casualy product lines: Property -Casualty - Middle Market - Canada Property - Canada Casualty - Bermuda -- Professional liability lines: Cyber Risk - Directors and Officers Liability - Employment Practices Liability - Errors and Omissions - Fidelity-Crime - Fiduciary Liability - Financial Institutions FINEX -- Specialty lines and solutions: Alternative Risk Transfer - Architects and Engineers - Aviation & Space -Captive Insurance - Construction -Crisis Management - Energy -
Environmental - Healthcare Professional Liability - Life Sciences - Managed Care E&O and D&O - Marine Cargo - Marine Hull and Liability - Personal Lines - Political Risk - Product Recall - Senior Living - Surety - Trade Credit</subfield>
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      <subfield code="a">As we step into the final stretch of 2025, the commercial insurance industry finds itself at a unique and promising inflection point. After years of navigating volatility from pandemic fallout to inflationary surges and geopolitical uncertainty  we are now approaching a clear and stable horizon. With capital abundant, technological advancements accelerating and risk insight tools more powerful than ever, the industry is poised for progress.</subfield>
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