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MAP20260001449Swiss Re InstituteAI adoption is reshaping the risk landscape. — Zurich : Swiss Re, 20263 p.AI is fueling the US economy and its vulnerabilities -- AI investments are reshaping insurance risk pools and demand -- AI adoption strongest in P&C underwriting and claims -- New risk exposures and challenges to insurers' underwriting profitability. — Sumario: Artificial intelligence is moving from a powerful technology to a foundational force, shaping economic growth, financial markets, and risk pools. Investment has accelerated, adoption is spreading rapidly across industries, and expectations for productivity gains are high. Yet the pace and concentration of this transformation are creating a new risk landscape, one defined as much by volatility and reallocation as by innovation and growth1. Mercado de seguros. 2. Inteligencia artificial. 3. Suscripción de riesgos. 4. Riesgos emergentes. 5. Reclamaciones. 6. Inversiones. 7. Productividad. 8. Innovación. I. Swiss Re Institute.