Cyber insurance : risks and trends 2026

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<subTitle>: risks and trends 2026</subTitle>
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<namePart>Munich Reinsurance Company</namePart>
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<dateIssued>2026</dateIssued>
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<abstract displayLabel="Summary">This report analyses the global cyber insurance landscape with a focus on risks, claims drivers and emerging trends for 2026 and beyond. It examines the main causes of cyber losses, including ransomware, data breaches and business interruption, and reviews recent claims experience. The document explores how geopolitical tensions, supply chain dependencies and technological developments such as agentic AI are reshaping cyber risk. It also discusses implications for underwriting, risk modelling and insurance coverage. The report concludes by highlighting the growing relevance of cyber insurance in closing the protection gap for companies of all sizes</abstract>
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