Centro de Documentação e Conhecimento da Fundación Mapfre

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<title>Insurability of cyber fines</title>
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<dateIssued>2026</dateIssued>
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<abstract displayLabel="Summary">This report analyses the insurability of cyber fines across multiple jurisdictions in light of the rapidly evolving regulatory landscape. It reviews the sources of cyber fines under data protection, cybersecurity and sectoral regimes such as GDPR, NIS2, DORA and national laws. The document assesses whether administrative and criminal cyber fines are insurable, highlighting strong jurisdictional differences and public-policy limitations. It compiles recent, noteworthy enforcement cases and discusses additional non-monetary regulatory penalties arising from cyber incidents. The report concludes with practical recommendations for organisations, risk managers and insurance professionals on managing regulatory exposure and insurance coverage</abstract>
<tableOfContents displayLabel="Contents">Executive Summary -- What are the Principal Sources of Cyber Fines? -- Are Cyber Fines Insurable? -- Have There Been any Recent, Noteworthy Cyber Fines? -- What Other Regulatory Penalties Arise from Cyber Incidents, and are they Insurable? -- Are Cyber Incidents Prompting Data Breach Class Actions? -- What Other Post-Incident Disputes are you Seeing? -- Under the EU AI Act -- General Recommendations</tableOfContents>
<note type="statement of responsibility">A&O Sherman</note>
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<topic>Ciberseguridad</topic>
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<topic>Seguro de ciberriesgos</topic>
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<topic>Ciberriesgos</topic>
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<topic>Protección de datos personales</topic>
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<topic>DORA</topic>
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<topic>Resiliencia</topic>
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<topic>Gerencia de riesgos</topic>
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The Insurability of cyber fines
