Pulling together

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      <subfield code="a">Self-insured group funds-they are also called "pools" since member companies pool their risks-have been around since at least the 1960s. Typically, the funds proliferate when workers'compensation prices soar and depopulate when commercial premiums plummet. Now that the private market is pushing prices higher, the group funds are preparing for an onslaught in new membership applications</subfield>
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