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Best's Review-Número 5 106 2005
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Best's Review
Número:
Número 5 106 2005
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Leaving a legacy : what happens to independent insurance agencies after their owners leave depends on how well the owners have planned
Managing costs : a survey shows concern for the soft market as well as high salaries and rising health-care premiums
New direction for disability : disability insurers are reaching out to the untapped lower-income and blue-collar sectors by educating them about the need and affordability of coverage
HSAs and retirement plans : employers should tailor their contributions to health savings accounts and qualified retirement plans to ensure they complement rather than cannibalize
Electronic evolution : electronic records are on the way, and payors need to watch the process closely
Return-of-premium term life : new rating classes and level premiums helped term life insurance grow over a decade
Winning moves : successful life insurers have market agility, the ability to drive products to market faster and ahead of the competition
Doctors' orders : physicians have wielded their clout to bring about medical-liability reform, but what lies beyond caps on damages?
Weighing the uncertainty : with the number of bariatric surgeries rising, medical-malpractice writers are scrutinizing the procedure's risks
The 2012 Olympic Games offer large demand for terrorism insurance
Headed for a dead-end street, Massachusetts looks to change its auto insurance system
Join the game : "My Ex-Broker" offers risk managers a tongue-in-cheek way to kiss their worries good-bye
Emerging opportunities : since the fall of communism and rise of the World Trade Organization, small countries are showing the greatest growth in insurance markets
Secret agents in administration : if program administrators are involved in activities related to selling insurance products, they could be required to comply with new compensation disclosure requirements
Before the fact : a ruling says carriers cannot "read back" a pre-existing condition that went undiagnosed in the look-back period
Stopping the loss : a surprising mix of insurers and reinsurers are working behind the scenes to improve health care and reduce catastrophic medical claims
Top of their game : CIOs who make it to top management must create strategy and excuse it
E-Distributing : wellpoint uses technology to enhance the online experience for consumers and help agents move business to the Internet
Targeted transformation : Piyush Singh led a makeover of RLI Corp.'s IT environment that focused on easy-to-use solutions in the areas of greatest need
The outside and inside view : Terry Walker, Hartford Life's new CIO, sets his sights on enhancing the company's micro-enterprise model, strengthening its IT talent pool and using technology to help increase the company's international presence
Right service, right time : data warehousing breakthrough "supersizes" the business value of event detection for insurance providers
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