Section: Electronic documentsTitle: Japan insurers see growth through reinsurance, acquisitions / Charles Chiang, ChangYoung LeeAuthor: Chiang, CharlesPublication: New Jersey : A.M. Best Company Inc., 2025Physical description: 4 pSeries: (Best's commentary ; April 7, 2025)Notes: Sumario: Japanese insurance companies are increasingly expanding overseas and pursuing acquisitions because their domestic market has matured, with limited growth potential due to a shrinking and aging population. While premium income has risen since 2021mainly from single-premium savings-type productsdemand for traditional life insurance remains stagnant. AM Best expects new business sales to stay strong, but overall premium growth will be sluggish, as savings-type products are sensitive to interest and exchange rate fluctuations and offer relatively narrow profit margins, limiting the bottom-line growth for Japan's life insurersThis includes: US subsidiaries provide growth and earnings -- Capital cushions allow growth opportunitiesMateria / lugar / evento: Mercado de segurosPerspectivas del seguroReaseguroDesarrollo económicoTipos de interésSeguro de vidaEnvejecimiento de la poblaciónJapónOtros autores: Lee, ChangYoungOther categories: 219Rights: In Copyright (InC)
