Chiang, CharlesJapan insurers see growth through reinsurance, acquisitions / Charles Chiang, ChangYoung Lee. — New Jersey : A.M. Best Company Inc., 20254 p
. — (Best's commentary ; April 7, 2025)US subsidiaries provide growth and earnings -- Capital cushions allow growth opportunities. — Sumario: Japanese insurance companies are increasingly expanding overseas and pursuing acquisitions because their domestic market has matured, with limited growth potential due to a shrinking and aging population. While premium income has risen since 2021mainly from single-premium savings-type productsdemand for traditional life insurance remains stagnant. AM Best expects new business sales to stay strong, but overall premium growth will be sluggish, as savings-type products are sensitive to interest and exchange rate fluctuations and offer relatively narrow profit margins, limiting the bottom-line growth for Japan's life insurers1. Mercado de seguros. 2. Perspectivas del seguro. 3. Reaseguro. 4. Desarrollo económico. 5. Tipos de interés. 6. Seguro de vida. 7. Envejecimiento de la población. 8. Japón. I. Lee, ChangYoung. II. Title.
