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The Impact of improved information gathering processes on the organizational form and growth of insurers

MARC record
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008  260727s2026 cana|| ||| ||eng d
040  ‎$b‎spa‎$a‎MAP‎$d‎MAP
084  ‎$a‎216.1
1001 ‎$0‎MAPA20100039779‎$a‎Boyer, M. Martin
24514‎$a‎The Impact of improved information gathering processes on the organizational form and growth of insurers‎$c‎M. Martin Boyer
520  ‎$a‎This paper examines how improved data analytics and information gathering processes affect the organizational structure and growth of insurance companies when information acquisition is costly. It explores the complexity of designing complete insurance contracts under correlated policyholder information and limited managerial abilities. The study shows that advances in information technology, such as artificial intelligence and deep learning, reduce the need for hierarchical layers, lower overhead costs, and enable insurers to increase size and scope. Theoretical models and examples illustrate how technology-driven efficiency can lead to flatter organizational structures and enhanced profitability.
522  ‎$a‎Internacional
650 4‎$0‎MAPA20080568641‎$a‎Digitalización
650 4‎$0‎MAPA20080611200‎$a‎Inteligencia artificial
650 4‎$0‎MAPA20260030098‎$a‎Organización de la empresa de seguros
650 4‎$0‎MAPA20080606091‎$a‎Estrategia empresarial
650 4‎$0‎MAPA20080617059‎$a‎Gestión de la información
7730 ‎$w‎MAP20077001748‎$g‎15/06/2026 Tomo 29 Número 2 - 2026 ‎$x‎1098-1616‎$t‎Risk management & insurance review‎$d‎Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999-
8564 ‎$u‎https://onlinelibrary.wiley.com/doi/10.1111/rmir.70039