Centro de Documentacion de Fundación MAPFRE - Why excessive capital requirements harm consumers, insurers and the economy

MAP20100017982

Why excessive capital requirements harm consumers, insurers and the economy. — Brussels : CEA, 2010

Sumario: Financial requirements under Solvency II: effectiveness of capital requirements as a regulatory tool; lessons learned from the financial crisis; implications for the development of Solvency II -- Costs and risks arising from excessive capital requirements: changes in the organisation and behaviour of insurance companies; impact on the EU insurance sector; impact on the EU economy; impact on policyholders and beneficiaries -- Conclusions

1. Mercado de seguros . 2. Crisis financiera . 3. Requerimientos financieros . 4. Solvencia II . 5. Empresas de seguros . 6. Unión Europea . I. Comité Européen des Assurances .