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The Quality of insurance intermediary services : empirical evidence for Germany

Recurso electrónico / electronic resource
Registro MARC
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100  ‎$0‎MAPA20100047675‎$a‎Eckardt, Martina
24514‎$a‎The Quality of insurance intermediary services ‎$b‎: empirical evidence for Germany‎$c‎Martina Eckardt, Solvig Räthke-Döppner
520  ‎$a‎Competing insurance intermediaries provide heterogeneous services that are difficult for incompletely informed consumers to assess. Transaction cost economics, search theory, and principal-agent theory provide arguments on product quality differences between exclusive agents and independent intermediaries. This article uses a sample of 927 insurance intermediaries in Germany. By performing OLS estimations, we test the impact of the different distribution channels and other factors on intermediaries service quality. Depending on the proxies used for service quality, we find mixed evidence for the product quality hypothesis. Service quality depends to a large extenton the information-gathering and processing activities of the individualintermediaries, independent of the respective distribution channel
650 1‎$0‎MAPA20080597559‎$a‎Mediación de seguros
650 1‎$0‎MAPA20080609542‎$a‎Canales de distribución
650 1‎$0‎MAPA20080583224‎$a‎Ventas de seguros
650 1‎$0‎MAPA20080569327‎$a‎Intermediarios
650  ‎$0‎MAPA20190001342‎$a‎Administración de la empresa de seguros
651 1‎$0‎MAPA20080637996‎$a‎Alemania
7001 ‎$0‎MAPA20100049327‎$a‎Räthke-Döppner, Solvig
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎01/09/2010 Tomo 77 Número 3 - 2010 , p. 667-701