Melbourne Mercer global pension index

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      <subfield code="a">Pension systems around the world, whether they be social security systems or private sector arrangements, are now under more pressure than ever before. Significant pension reform is being considered or implemented in many countries due to: their ageing population arising from lower fertility rates and increasing life expectancies, increased government debt in some countries, uncertain economic conditions, record low interest rates and a global shift towards greater individual responsiblity with defined contribution plans</subfield>
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