Policyholder exercise behavior in life insurance : the state of affairs

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<title>Policyholder exercise behavior in life insurance</title>
<subTitle>: the state of affairs</subTitle>
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<dateIssued encoding="marc">2017</dateIssued>
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<abstract displayLabel="Summary">The article presents a review of structural models of policyholder behavior in life insurance. We first discuss underlying drivers of policyholder behavior in theory and survey the implications of different models. We then turn to empirical behavior and appraise how well different drivers explain observations. The key contributions lie in the synthesis and the systematic categorization of different approaches. The article should provide a foundation for future studies, and we describe some important directions for future research in the conclusion.</abstract>
<note type="statement of responsibility">Daniel Bauer... [et al.]</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080570590">
<topic>Seguro de vida</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080545017">
<topic>Pólizas</topic>
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<classification authority="">341</classification>
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<title>North American actuarial journal</title>
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<publisher>Schaumburg : Society of Actuaries, 1997-</publisher>
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<identifier type="issn">1092-0277</identifier>
<identifier type="local">MAP20077000239</identifier>
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<text>04/12/2017 Tomo 21 Número 4 - 2017 , P. 485-501</text>
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