Are green car drivers friendly drivers? : a study of Taiwan's automobile insurance market

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<subfield code="a">Huang, Jerry S.</subfield>
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<subfield code="a">Are green car drivers friendly drivers?</subfield>
<subfield code="b">: a study of Taiwan's automobile insurance market</subfield>
<subfield code="c">Jerry S. Huang, Kili C. Wang</subfield>
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<subfield code="a">By integrating claims data from Taiwan's compulsory liability insurance with a unique data set on driving mileage records for each car, this article examines whether green car drivers have lower accident risk. We find that after controlling for the mileage driven per car, the traffic accident risk of green car drivers is significantly lower. Our empirical evidence also confirms that green car drivers are, on average, high-mileage drivers. Moreover, driving more results in a higher accident probability for green car drivers despite their being lower-risk drivers. The policy implications are discussed.</subfield>
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<subfield code="a">Seguro de automóviles</subfield>
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<subfield code="a">Vehículos eléctricos</subfield>
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<subfield code="a">Seguridad en el automóvil</subfield>
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<subfield code="a">Taiwan</subfield>
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<subfield code="a">Wang, Kili C.</subfield>
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<subfield code="t">The Journal of risk and insurance</subfield>
<subfield code="d">Nueva York : The American Risk and Insurance Association, 1964-</subfield>
<subfield code="x">0022-4367</subfield>
<subfield code="g">01/03/2019 Volumen 86 Número 1 - marzo 2019 , p. 103-119</subfield>