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Behavioral insurance and economic theory : a literature review

Recurso electrónico / Electronic resource
MAP20190025935
Harrison, Glenn W.
Behavioral insurance and economic theory : a literature review / Glenn W. Harrison, Jia Min Ng
Sumario: Decisions to purchase insurance should be a perfect place to see economic theory at work in general, and behavioral economics at work in particular. We have well-developed theories of the demand for, and welfare evaluation of, insurance products. These theories extend relatively easily to the insights of behavioral economics. Unfortunately, the empirical literature has not maintained this tight connection. In fact, much of the empirical literature illustrates the dangers of the modern passion with agnostic economics: avoiding theory at all costs to focus on "what works." We identify these dangers and the implications in the literature.
En: Risk management & insurance review. - Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999- = ISSN 1098-1616. - 01/06/2019 Tomo 22 Número 2 - 2019 , p. 133-182
1. Comportamiento del consumidor . 2. Productos de seguros . 3. Teoría económica . I. Min Ng, Jia . II. Título.