A Note on risk and value from an underutilized dataset : consolidated disclosures

Notas: Sumario: This essay highlights an underutilized source of data in insurance research: The consolidated data insurance holding companies disclose in Form 10K to their investors. A reinsurance example demonstrates that using consolidated data, as a complement to individual company statutory data, has the potential to extend insights gleaned from statutory data alone. Consolidated data, however, is limited to publicly traded insurers.