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Best's Review. August 2021

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<tableOfContents displayLabel="Contents">AM Best TV & Audio: TransUnion: One in Three Consumers Cut Back on Homeowners, Auto Coverage During COVID-19: Also, industry professionals discuss employees' return to the workplace and how the most successful insurers will use artificial intelligence to the fullest.

AM Best Webinars: Panel Examines Issues and Trends in the Wholesale Insurance Market: Professionals also discuss the effects of the COVID-19 pandemic on the auto insurance industry.

App Store: App Helps Drivers Shop for Car Insurance and Provides Reminders: The CarInsurance app enables users to save on auto coverage, said Penny Gusner, consumer analyst.

At Large: How to Quicken the Notoriously Slow Pace of Change in the Insurance Industry: Leaders establish the vision and direction of an organization and guide transformation according to culture, capabilities and resource allocation.

Best's Rankings: Best's Rankings: U.S. Property/Casualty - 2020 Direct Premiums Written by Line

Book Store: Essays Detail How to Prepare for and Mitigate Risks of Future Catastrophes : Howard Kunreuther and his co-editors also highlight the importance of combining risk assessment with risk perception.

Brokers: Commercial Insurance Brokers  Disruptors Are Headed for You: Outdated technology has brokers at a disadvantage with newcomers ready to pounce.

Captives: Tennessee Cuts Capital Requirements for Protected Cell Captives: The amendments also will allow captives to write parametric coverage.

Corporate Changes: Mergers, Acquisitions, State Action and Name, Domiciliary and Ownership Changes: Greenhouse Life, United International and Global Hawk Property and Casualty are among the U.S. life/health and property/casualty insurers that have experienced a corporate change.

Cryptocurrency: Cryptocurrency Opens New Frontier For Life Insurers: Life insurers, led by MassMutual, are taking steps to enter the often-tumultuous world of cryptocurrencies like Bitcoin and Ethereum as they move out of the shadows and into the mainstream.

Cryptocurrency: Cryptocurrency: Insurance Industry Tests the Waters With New Initiatives: Insurers explore whether decentralized finance may be a step they want to take with several placing initial markers in the space. Possibilities included making and taking payments, investments or even technological improvements. One key barrier to adoption: volatility.

Executive Changes: Sompo International Holdings Ltd. Names Successor to Retiring Executive Chairman John Charman: Also, Gallagher Re appoints new chief executive officer, Scor names new CEO for Canada operations and ABI director general to step down.

From the Editor's Desk: Insurers Take Initial Steps to Explore the Use of Cryptocurrency: The August issue also includes coverage of the reinsurance sector and a ranking of the largest insurers in Russia and Kazakhstan as well as the largest risk retention groups, based on AM Best data.

Industry Updates: Top Insurers, Reinsurers Form Climate Change Group Net-Zero Insurance Alliance: All eight founding members are already individually setting science-based 2025 decarbonization targets for their respective investment portfolios in line with a net-zero transition.

Insurance Marketing: Connecting With Customers by Building Brand Communities: It's also important for marketers to tell their story and their organization's societal impact so consumers can align themselves with their brand and products, said Wharton's Americus Reed II.

Public-Private Partnerships: Pandemic Backstops Face Uphill Battle Amid COVID-19 Crisis UPDATED 7/23/21 3:00P.M.: The insurance industry wants a government-assisted business interruption gap fix before the next pandemic hits.

Public-Private Partnerships: TEST - Pandemic Backstops Face Uphill Battle Amid COVID-19 Crisis: The insurance industry wants a government-assisted business interruption gap fix before the next pandemic hits.

Regulatory/Law: Cyber Threats: Get Ready and Get Tough: Insurers must clarify cyber policy wording, specifically causation coverage, going forward.

Reinsurance: Insurtechs' Innovation, Big Data Catch the Attention of Reinsurers: Reinsurers are benefiting from rapid access to insurtechs' high-quality data.

Reinsurance: New Reinsurers Enter the Market Amid a Rise in Innovation, Abundant Capital and a Market-Changing Pandemic: Startups have found a home in well-established reinsurance hubs as well as emerging locales.

Russia Insurers: AM Best: COVID-19 Sparked Innovation for Insurers in Russia: The pandemic presented challenges for Russian insurers in terms of both the asset and the liability sides of their balance sheets. It also highlighted the increasingly important role of technology and innovation in the industry.

Technology: Make Rate Filing Easier by Streamlining Data Processes: Updating state rate filings can reduce loss ratios and improve market share. However, many insurers face bottlenecks in their technological processes.

The Last Word: Roll Up Your Sleeves: Insurers Offer Incentives to Entice Individuals to Get Their COVID-19 Shots: Several insurers around the world are offering reduced premiums and discounts on travel and other services to individuals who receive at least one dose of the vaccine.

Trending: Best's Research: Trending Research Includes Reports on Innovation, Ransomware and ESG: Other trending research includes a report on IFRS 17, the Florida market and Best's Impairment Rate and Rating Transition Study.

Web Traffic: Visits to World's Largest Insurers: Home Sweet Homepage: State Farm and Kaiser Foundation lead web analytics provider Semrush's ranking of the world's largest insurers based on net premiums written.

What AM Best Says: AM Best: Cannabis Insurance Market Poised for Growth: The federal illegal status of cannabis has limited many carriers from coming to the market and opening it up.

What AM Best Says: AM Best: Insurers Reassessing Cyberrisk Due to Ransomware, Aggregation Risks: Cyber insurers are reacting to the consequences of ransomware attacks as a new AM Best report says the trend in cost containment is disturbing.

What Readers Say: Insuring Americans: Insurers venture into the cryptocurrency waters as they start building experience with digital coins as a form of payment and as an investment.</tableOfContents>
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<text>09/08/2021 Volumen 122 Número 8 - agosto 2021 , 85 p</text>
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