(Re)Insurers Adapt Practices to Address Evolving Risk Landscape
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001 | MAP20220003773 | ||
003 | MAP | ||
005 | 20220204150108.0 | ||
008 | 220203s2022 usa|||| ||| ||eng d | ||
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245 | 1 | 0 | $a(Re)Insurers Adapt Practices to Address Evolving Risk Landscape |
260 | $aOldwick [etc.]$bA.M. Best Company$c2022 | ||
300 | $a8 p. | ||
520 | $aOver the past decade, environmental, technological and social trends have driven the rapid evolution of the global risk landscape in which insurers and their policyholders operate. Risks are becoming more complex and interconnected, and as highlighted in a new AM Best report, emerging and intangible risks, such as cyber, non-damage business interruption, regulation and reputation, are growing. The new Best's Special Report, "(Re)insurers Adapt Practices to Address Evolving Risk Landscape", also notes that changing climate trends and higher concentrations of assets and lives in vulnerable areas are increasing the costs associated with natural catastrophes. Meanwhile, as the report details, the COVID-19 pandemic also has provided a clear demonstration of how interconnected global risks have become, and has served to accelerate existing trends affecting the risk landscape, such as digital transformation and the shift to business models based on intangible assets. It has also served to increase risk awareness, highlighting the importance of risk mitigation and management, and has exposed protection shortfalls. All of these factors have potential implications for insurance demand. AM Best believes existing coverage gaps, as well as new risks and changing protection needs, present a significant opportunity for insurers. | ||
650 | 4 | $0MAPA20080590567$aEmpresas de seguros | |
650 | 4 | $0MAPA20080586294$aMercado de seguros | |
650 | 4 | $0MAPA20100017982$aRiesgos emergentes | |
650 | 4 | $0MAPA20080600204$aCatástrofes naturales | |
650 | 4 | $0MAPA20080602529$aMercado de reaseguros | |
710 | 2 | $0MAPA20080441371$aA.M. Best Company |