Growing stronger : how the Property & Casualty market adapts to a riskier world

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      <subfield code="a">The structure of the USD 2.4 trillion global property and casualty (P&C) insurance market is critically important to effectively price, manage and transfer risk. To close the large protection gaps for major global perils requires a deep, diversified and well-functioning P&C market, especially as rising geoeconomic fragmentation creates a backdrop of more serious and less predictable global risks. This study evidences the growing efficiency in P&C insurance, a market that is finding solutions to maintain insurability and affordability in even high-risk lines of business. For example, in the US P&C value chain, the efficiency savings made in the past 10 years have been fully passed through to policyholders in the form of higher claims ratios</subfield>
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