The Journal of risk and insurance Volume 91 Number 4 - December 2024Sumario: The economics of emerging insurance technologies: Theory and early evidence / Daniel Bauer, Joan Schmit, Justin Sydnor -- Mitigating moral hazard with usage-based insurance /Julia Holzapfel, Richard Peter, Andreas Richter -- The risk screening effect of digital insurance distribution / Finbarr Murphy, Wei Xu, Xian Xu -- Practical guideline to efficiently detect insurance fraud in the era of machine learning: A household insurance case / Denisa Banulescu-Radu, Meryem Yankol-Schalck -- Machine learning of surrender: Optimality and humanity / Bowen Jia, Ling Wang, Hoi Ying Wong -- Multiperiod peer-to-peer risk sharing/ Samal Abdikerimova, Tim J. Boonen, Runhuan Feng -- Special Issue on the Role of Government vs. Private Sector Provision of Insurance. The role of government versus private sector provision of insurance / Arthur Charpentier -- The effect of subsidized flood insurance on real estate markets / Nicola Garbarino, Benjamin Guin, Jonathan Lee -- On the efficiency of insurance institutions under interdependent risks / S. Hun Seog -- Workers' moral hazard and private insurer effort in disability insurance / Pierre Koning, Max van LentEn: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 11/11/2024 Volume 91 Number 4 - December 2024 1. Gerencia de riesgos. 2. Economía. 3. Riesgo. 4. Seguros. 5. Tecnología. 6. Mercado de seguros. 7. Distribución de seguros. 8. Fraude en el seguro. 9. Inundaciones. 10. Seguros paramétricos. 11. Seguro de incapacidad. I. Título.