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MAP20250014084The Journal of risk and insurance. Volumen 92 Número 1 - March 2025p. 1-258Sumario: The market for model laws: The diffusion of NAIC model laws / Charlotte S. Alexander, Martin F. Grace , Jingshu Luo -- A fair price to pay: Exploiting causal graphs for fairness in insurance/ Olivier Côté , Marie-Pier Côté , Arthur Charpentier -- Market discipline and government guarantees: Evidence from the insurance industry / Yiling Deng, J. Tyler Leverty, Kenny Wunder, George Zanjani -- Children as insurance revisited: Impact of children on private insurance adoption amongolder parents / Zhaoxue Ci -- Utilizing large-scale insurance data sets to calibrate sub-county level crop yields / Francis Tsiboe, Dylan Turner, Jisang Yu -- Supplementing risk adjustment with high-risk pooling using historical data for identifying the high risks / Michel Oskam, Richard C. van Kleef, René C. J. A. van Vliet -- Do higher insurance premiums provoke larger reported losses? An experimental study / William G. Morrison , Bradley J. Ruffle -- Insurtech, sensor data, and changes in customers' coverage choices: Evidence fromusage-based automobile insurance / Miremad Soleymanian, Charles B. Weinberg, Ting ZhuEn: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 10/03/2025 Volume 92 Number - March 2025 1. Gerencia de riesgos. 2. Seguros. 3. Riesgos. 4. Empresas de seguros. 5. Mercado de seguros. 6. Primas de seguros. 7. Insurtech. 8. Seguro de automóviles. 9. Pago por uso. I. Título.