Canadian life-annuity : steady growth brings steady results

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<rdf:Description>
<dc:creator>A.M. Best Company</dc:creator>
<dc:creator>A.M. Best Company</dc:creator>
<dc:date>2025</dc:date>
<dc:description xml:lang="es">Sumario: The report provides a comprehensive overview of Canada's life and annuity (L-A) insurance industry, highlighting its steady growth and strong financial performance in 2024. Driven by record-high new annualized premiums particularly in whole life products insurers benefited from solid investment returns and expanding fee-based business. Despite economic uncertainty and a persistent coverage gap, the industry maintained robust capitalization, favorable ratings, and disciplined capital management. Canadian L-A insurers continue to prioritize enterprise risk management and conservative investment strategies, with a shift toward safer bond allocations and increased equity exposure. The report also notes emerging risks such as interest rate volatility, geopolitical tensions, and real estate concerns, while affirming the sector's resilience and readiness to navigate future challenges</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/188784.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:publisher>A.M. Best Company Inc</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Seguro de vida</dc:subject>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Grupos aseguradores</dc:subject>
<dc:subject xml:lang="es">Estadísticas</dc:subject>
<dc:subject xml:lang="es">Inversiones financieras</dc:subject>
<dc:subject xml:lang="es">Bonos</dc:subject>
<dc:subject xml:lang="es">Tipos de interés</dc:subject>
<dc:subject xml:lang="es">Volatilidad en los mercados</dc:subject>
<dc:subject xml:lang="es">Regulación</dc:subject>
<dc:subject xml:lang="es">IFRS 17</dc:subject>
<dc:subject xml:lang="es">Canadá</dc:subject>
<dc:type xml:lang="es">Libros</dc:type>
<dc:title xml:lang="es">Canadian life-annuity : steady growth brings steady results</dc:title>
<dc:format xml:lang="es">7 p</dc:format>
<dc:coverage xml:lang="es">Canadá</dc:coverage>
<dc:description xml:lang="es">Canadian life-annuity: steady growth brings steady results -- Principal takeaways -- AM Best's outlook on Canada's life-annuity insurance industry -- Canadian life-annuity insurers' performance and challenges -- Rating actions -- Solid operating performance growth -- Capitalization solid through IFRS 17 transition -- Capital focus remains a focus while dealing with uncertainty -- Investments stay conservative</dc:description>
</rdf:Description>
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