Natural catastrophe and climate report

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<title>Natural catastrophe and climate report</title>
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<publisher>Gallagher Re</publisher>
<dateIssued>2026</dateIssued>
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<abstract displayLabel="Summary">In 2025, the estimated direct economic costs from global natural perils were USD296 billion. The private insurance market and public insurance entities covered an estimated USD129 billion of that total. The 5-year annual average loss for insurers from natural catastrophes has grown to USD155 billion as changes in hazard, societal, and economic behavior combine to drive more expensive disasters.</abstract>
<tableOfContents displayLabel="Contents">Foreword -- Executive Summary -- Newsworthy Topics: Climatic and Sustainability -- Global Nat Cat Overview -- In Focus -- Weather / Climate Review -- Regional Recaps -- Appendix</tableOfContents>
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<topic>Seguro de riesgos extraordinarios</topic>
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<topic>Catástrofes naturales</topic>
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<topic>Gerencia de riesgos</topic>
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<topic>Evaluación del impacto ambiental</topic>
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<topic>Pérdidas máximas por siniestros</topic>
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<topic>Aspectos económicos</topic>
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<topic>Cambio climático</topic>
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<topic>Estadísticas</topic>
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