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MAP20260001517A.M. Best CompanyLower P-C insurer expenses boost underwriting results : [US property-casualty]. — New Jersey : A.M. Best Company, 20268 p.US P/C net underwriting performance ratios -- US P/C net underwriting expense components -- Comissions and brokerage expense by line of coverage -- Contingent commisions as a percentage of total acquisition costs -- US P/C industry: total advertising expense -- US P/C industry : top 20 advertisers. — Sumario: The annual change in the industry's underwriting expense ratio is much less than the year to year variability in its loss and loss adjustment expense ratio1. Mercado de seguros. 2. Seguro de daños patrimoniales. 3. Seguro de responsabilidad civil. 4. Seguros no vida. 5. Comisiones. 6. Marketing. 7. Segmentación de mercados. 8. Grupos aseguradores. 9. Ranking. 10. Estados Unidos. I. A.M. Best Company. II. Título.