Cyber and property combined covers : buying the tail more efficiently

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Cyber and property combined covers</title>
<subTitle>: buying the tail more efficiently</subTitle>
</titleInfo>
<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20220004640">
<namePart>Gallagher Re</namePart>
<nameIdentifier>MAPA20220004640</nameIdentifier>
</name>
<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20220004640">
<namePart>Gallagher Re</namePart>
<nameIdentifier>MAPA20220004640</nameIdentifier>
</name>
<typeOfResource>text</typeOfResource>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">usa</placeTerm>
</place>
<issuance>monographic</issuance>
<place>
<placeTerm type="text">Rolling Meadows, United States</placeTerm>
</place>
<publisher>Gallagher Re</publisher>
<dateIssued>2026</dateIssued>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
<extent>12 p.</extent>
</physicalDescription>
<abstract displayLabel="Summary">This document analyzes how cyber risk has become a major driver of volatility and capital strain for the reinsurance industry, comparable to traditional property catastrophe risks. It explains why standalone cyber tail covers are inefficient and how combining cyber and property in shared reinsurance structures can significantly reduce costs through diversification and capital relief. The report also examines the rising role of Insurance-Linked Securities (ILS) and cyber catastrophe bonds in supporting cyber tail exposure. It highlights market trends, capital constraints, and pricing dynamics shaping future cyber protection. Finally, it concludes that combined multi-peril solutions will be essential to meet the growing demand for cyber tail reinsurance</abstract>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20160007633">
<topic>Ciberriesgos</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080552367">
<topic>Reaseguro</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080591182">
<topic>Gerencia de riesgos</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20100019443">
<topic>Requerimientos financieros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080602529">
<topic>Mercado de reaseguros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20250000728">
<topic>Volatilidad en los mercados</topic>
</subject>
<classification authority="">5</classification>
<location>
<url displayLabel="electronic resource" usage="primary display">https://www.ajg.com/gallagherre/news-and-insights/cyber-and-property-combined-covers-buying-the-tail-more-efficiently/</url>
</location>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">260313</recordCreationDate>
<recordChangeDate encoding="iso8601">20260313173032.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20260008042</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>