Time to act. Catastrophe risk in a softening market

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      <subfield code="a">The report analyses how rising natural catastrophe losses and a rapidly softening property reinsurance market are reshaping underwriting performance among US nationwide carriers. It highlights structural increases in catastrophe loss loads, growing dispersion in carriers' results and shrinking underwriting margins as rates decline. The study warns of elevated volatility risks amid persistent severe weather patterns and emphasizes the strategic role of reinsurance in protecting earnings. It concludes that current market conditions provide a time-limited opportunity to reinforce reinsurance programmes</subfield>
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