Anchen, JonathanInsuring AI : data centre value accumulation risks / by Jonathan Anchen and James Finucane. — Zurich : Swiss Re, 2026(Sigma insights ; 07-2026 ; 27 Mars 2026)Sumario: The data centres powering today's AI infrastructure are growing in scale and complexity, challenging the insurance industry's ability to provide the cover demanded by financing. Construction costs for a single location can reach USD 20bn and increase further once technology is installed. This accumulation of value heightens the impact of physical risks, including natural catastrophes. Our modelling finds that more than a quarter of the US data centre capacity may be in locations experiencing =3 large-hail days per year. Over 40% of capacity could also sit in significant-to-very-high tornado-day zones. Water damage from cooling failures, power continuity vulnerabilities, and new fire ignition sources are additional emerging contributors to data centre risk1. Mercado de seguros. 2. Centros de Proceso de Datos. 3. Inteligencia artificial. 4. Valoración de riesgos. 5. Gerencia de riesgos. 6. Suscripción de riesgos. 7. Seguro de ingeniería. 8. Infraestructuras críticas. 9. Riesgos emergentes. I. Finucane, James. II. Swiss Re Institute. III. Título.
