The Effects of uncertainty on the demand for health insurance

<?xml version="1.0" encoding="UTF-8"?><collection xmlns="" xmlns:xsi="" xsi:schemaLocation="">
<leader>00000nab a2200000 i 4500</leader>
<controlfield tag="001">MAP20071505331</controlfield>
<controlfield tag="003">MAP</controlfield>
<controlfield tag="005">20080418124607.0</controlfield>
<controlfield tag="007">hzruuu---uuuu</controlfield>
<controlfield tag="008">040524e20040301usa|||| | |00010|eng d</controlfield>
<datafield tag="040" ind1=" " ind2=" ">
<subfield code="a">MAP</subfield>
<subfield code="b">spa</subfield>
<datafield tag="084" ind1=" " ind2=" ">
<subfield code="a">6</subfield>
<datafield tag="100" ind1="1" ind2=" ">
<subfield code="0">MAPA20080048082</subfield>
<subfield code="a">Koç, Çagatay</subfield>
<datafield tag="245" ind1="1" ind2="4">
<subfield code="a">The Effects of uncertainty on the demand for health insurance</subfield>
<subfield code="c">Çagatay Koç</subfield>
<datafield tag="520" ind1="8" ind2=" ">
<subfield code="a">This article analyzes the effects of uncertainty and increases in risk aversion on the demand for health insurance using a theorical model that highlights the interdependence between insurance and health care demand decisions. Two types of uncertainty in the consumer's pretreatment heath care. Comparative statics results are reported indicating the impact on the demand for insurance of shifts in the distributions of pretreatment health and productivity of healt care in the form of first-order stochastic dominance, Rothschild- Stiglitz mean-preserving spreads, and second-order stochastic dominance. The demand for insurance increases in the distribution of the pretreatment heatlth provided that the health production function is in a special class and the price elasticity on the health care is nondecreasing in the pretreatment health. Provided also that the demand of health care is own-price inelastic, the same conclusion is obtained when the uncertainty is about the productivity of health care</subfield>
<datafield tag="650" ind1="0" ind2="1">
<subfield code="0">MAPA20080602437</subfield>
<subfield code="a">Matemática del seguro</subfield>
<datafield tag="650" ind1="1" ind2="1">
<subfield code="0">MAPA20080598983</subfield>
<subfield code="a">Seguro de enfermedad</subfield>
<datafield tag="650" ind1="1" ind2="1">
<subfield code="0">MAPA20080584580</subfield>
<subfield code="a">Demanda de seguros</subfield>
<datafield tag="650" ind1="1" ind2="1">
<subfield code="0">MAPA20080591953</subfield>
<subfield code="a">Métodos actuariales</subfield>
<datafield tag="740" ind1="4" ind2=" ">
<subfield code="a">The Journal of risk and insurance</subfield>
<datafield tag="773" ind1="0" ind2=" ">
<subfield code="t">The Journal of risk and insurance</subfield>
<subfield code="d">Orlando</subfield>
<subfield code="g">Volume 71, number 1, March 2004 ; p. 41-61</subfield>