Why are they asking for so much collateral?

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<rdf:Description>
<dc:creator>Garzone, Joe</dc:creator>
<dc:date>2005-08-01</dc:date>
<dc:description xml:lang="es">Collateral can leave many customers feeling confused, especially as the requirement increases over multiple policy years. Nonetheless, the need for collateral is very real and justifiable one. Understanding its purpose and how insurers calculate the amount should help to alleviate any concerns</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/59390.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Gerencia de riesgos</dc:subject>
<dc:subject xml:lang="es">Gestión financiera</dc:subject>
<dc:subject xml:lang="es">Empresas de seguros</dc:subject>
<dc:subject xml:lang="es">Coberturas</dc:subject>
<dc:subject xml:lang="es">Valoración de riesgos</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Why are they asking for so much collateral?</dc:title>
<dc:title xml:lang="es">Título: Risk management</dc:title>
<dc:relation xml:lang="es">En: Risk management. - New York. - Vol.52, nº 8, August 2005 ; p. 28-32</dc:relation>
</rdf:Description>
</rdf:RDF>