Claiming behaviour in workers'compensation

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<title>Claiming behaviour in workers'compensation</title>
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<title>The Journal of risk and insurance</title>
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<namePart>Biddle, Jeff</namePart>
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<namePart>Roberts, Karen</namePart>
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<dateIssued encoding="marc">2003</dateIssued>
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<abstract>Using administrative data on workers' compensation claims in Michigan combined with data collected from a sample of workers identified by physicians as having work-related pain in their backs, wrists, hands , this article provides evidence that a substantial number of potentially elegible workers do not file workers'compensation claims . Multivariate analysis identifies the effects of various factors on the probability of filing a workers' compensation claims , conditional on having a work-related health problem. We find that the severity of the worker's condition and the worker's general health are the most important determinants of the decision to file , and that the generosity of wage loss benefits also effects the decision of an eligible worker to file. Finally , claims propensities vary considerably across workplaces, holding all other measured factors constant</abstract>
<note type="statement of responsibility">Jeff Biddle, Karen Roberts</note>
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<topic>Reclamaciones</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080627607">
<topic>Seguro de accidentes de trabajo</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080579784">
<topic>Costes económicos</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080572396">
<topic>Indemnizaciones</topic>
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<topic>Estados Unidos</topic>
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<topic>Análisis multivariante</topic>
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<title>The Journal of risk and insurance</title>
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<publisher>Orlando</publisher>
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<text>Volume 70, number 4, December 2003 ;  p.759-780</text>
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