Claiming behaviour in workers'compensation

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      <subfield code="a">Using administrative data on workers' compensation claims in Michigan combined with data collected from a sample of workers identified by physicians as having work-related pain in their backs, wrists, hands , this article provides evidence that a substantial number of potentially elegible workers do not file workers'compensation claims . Multivariate analysis identifies the effects of various factors on the probability of filing a workers' compensation claims , conditional on having a work-related health problem. We find that the severity of the worker's condition and the worker's general health are the most important determinants of the decision to file , and that the generosity of wage loss benefits also effects the decision of an eligible worker to file. Finally , claims propensities vary considerably across workplaces, holding all other measured factors constant</subfield>
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      <subfield code="a">The Journal of risk and insurance</subfield>
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      <subfield code="g">Volume 70, number 4, December 2003 ;  p.759-780</subfield>
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