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Can Bonus-malus allieviate insurance fraud?
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MAP20071507871
Moreno, Ignacio ‌
Can Bonus-malus allieviate insurance fraud? / Ignacio Moreno, Francisco J. Vazquez and Richard Watt
Traditionally, insurance companies attempt to reduce fraud via audit strategies under which clims may be investigated at some cost to the insurer, with a penalty imposed upon ensureds who are found to report claims fraudulenty. However, it is also clear that, in a multiperiod settings, bonus-malus contracts also provide an incentive against fraud
En: The Journal of risk and insurance. - Orlando. - Volume 73, number 1, March 2006 ; p.123-151
1. Contrato de seguro ‌. 2. Condiciones generales del contrato ‌. 3. Matemática del seguro ‌. 4. Fraude en el seguro ‌. 5. Bonus-malus ‌. 6. Modelos actuariales ‌. I. Vázquez, Francisco J. ‌. II. Watt, Richard ‌. III. Título. IV. Título: The Journal of risk and insurance.